House Closing Process & Timeline

What steps are involved in closing a house, and how long does the process typically take?

The final step in purchasing a home is closing, which can take several weeks to complete. The following are the steps involved in closing on a house and how long they typically take: 

  • First, schedule a home inspection after your offer has been accepted. This usually takes 2-3 hours, and the inspector will provide a report detailing any property issues. 
  • Second, your lender will order an appraisal to ensure the property is worth your pay. This typically takes 1-2 weeks. 
  • Third, conduct a title search to ensure the property's title is clear and purchase title insurance to protect against any potential issues. This often takes 1-2 weeks. 
  • Fourth, your lender will review your application and verify your income, employment, and credit history for approval. This typically takes 2-4 weeks. 
  • Fifth, review and sign a closing disclosure outlining the final loan terms and closing costs before closing; this generally takes three days. 
  • Finally, at closing, you'll sign all necessary documents, pay closing costs, and receive the keys to your new home; this usually takes 1-2 hours. The overall time for the closing process typically ranges from 30-45 days from the offer acceptance date to the closing date but can vary.


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